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Long
Term Disibility
-
Provider
- Eligibility
for Coverage
- Late
Applicant
-
Termination of Coverage
-
Summary of Coverage
Provider
- The Guardian Life Insurance
Company of America
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Eligibility
for Coverage
- To be eligible for coverage,
you must be an active full-time salaried employee.
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Late
Applicant
- A person will be considered
a late applicant if you do not apply for coverage
within 31 days of the date you become eligible.
- Late applicants may apply
for LTD coverage subject to "Proof of Good
Health"
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Termination
of Coverage
- LTD coverage ends on the
date your active full time service ends for any
reason. Such reasons include disability, death,
retirement, layoff and end of employment.
- If you are no longer a member
of a class of employee eligible for insurance under
the plan.
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Summary
of Coverage
- Elimination Period: 90 Days
- Benefit Amount: 60% of Salary
- Maximum Benefit: $5,000
Per Month
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